Standard Expanded Bronze — full price in Platte County, Missouri (2026)
Standard Expanded Bronze (99723MO0090069), a expanded bronze plan from Ambetter from Home State Health in Platte County, Missouri, costs $442.25/month full price for a 40-year-old in 2026 — $939.18 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 99723MO0090069 · Issuer: Ambetter from Home State Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $346.06 |
| 27 | $362.66 |
| 30 | $392.77 |
| 40 | $442.25 |
| 50 | $618.04 |
| 60 | $939.18 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $580.77/mo. This plan is $442.25/mo at 40 — a difference of $-138.52/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Platte County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Everyday Bronze | Ambetter from Home State Health | $443.23 |
| Bronze Classic Standard | Oscar Insurance Company | $452.29 |
| Standard Expanded Bronze + Vision + Adult Dental | Ambetter from Home State Health | $455.62 |
| Everyday Bronze + Vision + Adult Dental | Ambetter from Home State Health | $456.62 |
| Bronze Classic 4700 | Oscar Insurance Company | $460.32 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 99723MO0090069 in FIPS 29165.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Platte County
Reviewed by Jason Burns, Editorial Steward.