Everyday Gold + Vision + Adult Dental — full price in Phelps County, Missouri (2026)
Everyday Gold + Vision + Adult Dental (99723MO0110063), a gold plan from Ambetter from Home State Health in Phelps County, Missouri, costs $683.32/month full price for a 40-year-old in 2026 — $1451.12 at 60, with a $800 deductible and $7,250 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 99723MO0110063 · Issuer: Ambetter from Home State Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $534.69 |
| 27 | $560.35 |
| 30 | $606.86 |
| 40 | $683.32 |
| 50 | $954.94 |
| 60 | $1451.12 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $800
- Family deductible: $1,600
- Individual out-of-pocket max: $7,250
- Family out-of-pocket max: $14,500
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $680.53/mo. This plan is $683.32/mo at 40 — a difference of $2.79/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Phelps County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter from Home State Health | $655.59 |
| Everyday Gold | Ambetter from Home State Health | $663.27 |
| Standard Gold + Vision + Adult Dental | Ambetter from Home State Health | $675.41 |
| Complete Gold | Ambetter from Home State Health | $685.60 |
| Complete Gold + Vision + Adult Dental | Ambetter from Home State Health | $706.32 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 99723MO0110063 in FIPS 29161.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Phelps County
Reviewed by Jason Burns, Editorial Steward.