Standard Expanded Bronze — full price in Phelps County, Missouri (2026)
Standard Expanded Bronze (99723MO0090069), a expanded bronze plan from Ambetter from Home State Health in Phelps County, Missouri, costs $518.21/month full price for a 40-year-old in 2026 — $1100.49 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 99723MO0090069 · Issuer: Ambetter from Home State Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $405.50 |
| 27 | $424.95 |
| 30 | $460.23 |
| 40 | $518.21 |
| 50 | $724.20 |
| 60 | $1100.49 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $680.53/mo. This plan is $518.21/mo at 40 — a difference of $-162.32/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other expanded bronze plans in Phelps County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Everyday Bronze | Ambetter from Home State Health | $519.35 |
| Standard Expanded Bronze + Vision + Adult Dental | Ambetter from Home State Health | $533.88 |
| Everyday Bronze + Vision + Adult Dental | Ambetter from Home State Health | $535.05 |
| Elite Bronze | Ambetter from Home State Health | $562.22 |
| Elite Bronze + Vision + Adult Dental | Ambetter from Home State Health | $579.22 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 99723MO0090069 in FIPS 29161.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Phelps County
Reviewed by Jason Burns, Editorial Steward.