Medica with MU Health Care Gold Share — full price in Osage County, Missouri (2026)
Medica with MU Health Care Gold Share (53461MO0070074), a gold plan from Medica in Osage County, Missouri, costs $664.44/month full price for a 40-year-old in 2026 — $1411.03 at 60, with a $2,500 deductible and $5,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 53461MO0070074 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $519.91 |
| 27 | $544.86 |
| 30 | $590.10 |
| 40 | $664.44 |
| 50 | $928.56 |
| 60 | $1411.03 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,500
- Family deductible: $5,000
- Individual out-of-pocket max: $5,900
- Family out-of-pocket max: $11,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $715.40/mo. This plan is $664.44/mo at 40 — a difference of $-50.96/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Osage County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Medica with MU Health Care Gold $0 Copay PCP Visits | Medica | $661.18 |
| Medica with MU Health Care Gold Standard | Medica | $674.37 |
| Standard Gold | Ambetter from Home State Health | $699.68 |
| Everyday Gold | Ambetter from Home State Health | $707.87 |
| UHC Gold Standard (No Referrals) | UnitedHealthcare | $708.83 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 53461MO0070074 in FIPS 29151.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Osage County
Reviewed by Jason Burns, Editorial Steward.