UHC Silver Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — full price in Oregon County, Missouri (2026)
UHC Silver Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) (95426MO0420002), a silver plan from UnitedHealthcare in Oregon County, Missouri, costs $759.20/month full price for a 40-year-old in 2026 — $1612.27 at 60, with a $3,500 deductible and $10,300 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 95426MO0420002 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $594.06 |
| 27 | $622.57 |
| 30 | $674.25 |
| 40 | $759.20 |
| 50 | $1060.98 |
| 60 | $1612.27 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,500
- Family deductible: $7,000
- Individual out-of-pocket max: $10,300
- Family out-of-pocket max: $20,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $680.53/mo. This plan is $759.20/mo at 40 — a difference of $78.67/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Oregon County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter from Home State Health | $669.98 |
| Complete Silver | Ambetter from Home State Health | $680.53 |
| Standard Silver + Vision + Adult Dental | Ambetter from Home State Health | $690.24 |
| Complete Silver + Vision + Adult Dental | Ambetter from Home State Health | $701.10 |
| UHC Silver Standard (No Referrals) | UnitedHealthcare | $740.32 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 95426MO0420002 in FIPS 29149.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Oregon County
Reviewed by Jason Burns, Editorial Steward.