UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — full price in Lewis County, Missouri (2026)
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) (95426MO0410006), a silver plan from UnitedHealthcare in Lewis County, Missouri, costs $806.40/month full price for a 40-year-old in 2026 — $1712.49 at 60, with a $0 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 95426MO0410006 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $630.98 |
| 27 | $661.27 |
| 30 | $716.17 |
| 40 | $806.40 |
| 50 | $1126.94 |
| 60 | $1712.49 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $790.59/mo. This plan is $806.40/mo at 40 — a difference of $15.81/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Lewis County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| UHC Silver Standard (No Referrals) | UnitedHealthcare | $790.49 |
| UHC Silver Advantage ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $790.59 |
| UHC Silver Standard+ (Dental + Vision, No Referrals) | UnitedHealthcare | $810.55 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | UnitedHealthcare | $810.66 |
| Anthem Silver Pathway 7200 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $918.33 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 95426MO0410006 in FIPS 29111.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lewis County
Reviewed by Jason Burns, Editorial Steward.