Elite Bronze — full price in Lafayette County, Missouri (2026)
Elite Bronze (99723MO0090053), a expanded bronze plan from Ambetter from Home State Health in Lafayette County, Missouri, costs $574.81/month full price for a 40-year-old in 2026 — $1220.68 at 60, with a $0 deductible and $10,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 99723MO0090053 · Issuer: Ambetter from Home State Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $449.78 |
| 27 | $471.36 |
| 30 | $510.49 |
| 40 | $574.81 |
| 50 | $803.29 |
| 60 | $1220.68 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,500
- Family out-of-pocket max: $21,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $679.94/mo. This plan is $574.81/mo at 40 — a difference of $-105.13/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Lafayette County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue KC Choice Bronze 2 with Spira Care BlueSelect EPO | Blue Cross and Blue Shield of Kansas City | $490.50 |
| Bronze Classic Standard | Oscar Insurance Company | $528.12 |
| Standard Expanded Bronze | Ambetter from Home State Health | $529.81 |
| Everyday Bronze | Ambetter from Home State Health | $530.98 |
| Blue KC Standard Bronze BlueSelect EPO | Blue Cross and Blue Shield of Kansas City | $532.86 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 99723MO0090053 in FIPS 29107.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lafayette County
Reviewed by Jason Burns, Editorial Steward.