Everyday Gold + Vision + Adult Dental — full price in Howard County, Missouri (2026)
Everyday Gold + Vision + Adult Dental (99723MO0110063), a gold plan from Ambetter from Home State Health in Howard County, Missouri, costs $729.27/month full price for a 40-year-old in 2026 — $1548.70 at 60, with a $800 deductible and $7,250 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 99723MO0110063 · Issuer: Ambetter from Home State Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $570.65 |
| 27 | $598.03 |
| 30 | $647.67 |
| 40 | $729.27 |
| 50 | $1019.15 |
| 60 | $1548.70 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $800
- Family deductible: $1,600
- Individual out-of-pocket max: $7,250
- Family out-of-pocket max: $14,500
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $715.40/mo. This plan is $729.27/mo at 40 — a difference of $13.87/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Howard County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Medica with MU Health Care Gold $0 Copay PCP Visits | Medica | $661.18 |
| Medica with MU Health Care Gold Share | Medica | $664.44 |
| Medica with MU Health Care Gold Standard | Medica | $674.37 |
| Standard Gold | Ambetter from Home State Health | $699.68 |
| Everyday Gold | Ambetter from Home State Health | $707.87 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 99723MO0110063 in FIPS 29089.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Howard County
Reviewed by Jason Burns, Editorial Steward.