Elite Bronze — full price in Howard County, Missouri (2026)
Elite Bronze (99723MO0090053), a expanded bronze plan from Ambetter from Home State Health in Howard County, Missouri, costs $600.03/month full price for a 40-year-old in 2026 — $1274.24 at 60, with a $0 deductible and $10,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 99723MO0090053 · Issuer: Ambetter from Home State Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $469.51 |
| 27 | $492.04 |
| 30 | $532.89 |
| 40 | $600.03 |
| 50 | $838.54 |
| 60 | $1274.24 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,500
- Family out-of-pocket max: $21,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $715.40/mo. This plan is $600.03/mo at 40 — a difference of $-115.37/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Howard County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Expanded Bronze | Ambetter from Home State Health | $553.06 |
| Everyday Bronze | Ambetter from Home State Health | $554.28 |
| Medica with MU Health Care Bronze $0 Copay PCP Visits | Medica | $557.71 |
| Medica with MU Health Care Expanded Bronze Standard | Medica | $562.46 |
| Medica with MU Health Care Bronze Premier | Medica | $567.86 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 99723MO0090053 in FIPS 29089.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Howard County
Reviewed by Jason Burns, Editorial Steward.