Select by Medica Bronze $0 Copay PCP Visits — full price in Clinton County, Missouri (2026)
Select by Medica Bronze $0 Copay PCP Visits (53461MO0010041), a expanded bronze plan from Medica in Clinton County, Missouri, costs $762.48/month full price for a 40-year-old in 2026 — $1619.23 at 60, with a $7,500 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 53461MO0010041 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $596.62 |
| 27 | $625.26 |
| 30 | $677.16 |
| 40 | $762.48 |
| 50 | $1065.56 |
| 60 | $1619.23 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $644.51/mo. This plan is $762.48/mo at 40 — a difference of $117.97/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Clinton County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Classic Standard | Oscar Insurance Company | $496.57 |
| Bronze Classic 4700 | Oscar Insurance Company | $505.38 |
| Bronze Simple Diabetes | Oscar Insurance Company | $508.20 |
| Bronze Elite + PCP Saver Plus | Oscar Insurance Company | $517.65 |
| Standard Expanded Bronze | Ambetter from Home State Health | $587.91 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 53461MO0010041 in FIPS 29049.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Clinton County
Reviewed by Jason Burns, Editorial Steward.