UHC Silver Standard (No Referrals) — full price in Buchanan County, Missouri (2026)
UHC Silver Standard (No Referrals) (95426MO0410008), a silver plan from UnitedHealthcare in Buchanan County, Missouri, costs $806.02/month full price for a 40-year-old in 2026 — $1711.69 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 95426MO0410008 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $630.69 |
| 27 | $660.96 |
| 30 | $715.83 |
| 40 | $806.02 |
| 50 | $1126.41 |
| 60 | $1711.69 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $772.05/mo. This plan is $806.02/mo at 40 — a difference of $33.97/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Buchanan County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter from Home State Health | $760.09 |
| Complete Silver | Ambetter from Home State Health | $772.05 |
| Standard Silver + Vision + Adult Dental | Ambetter from Home State Health | $783.07 |
| Complete Silver + Vision + Adult Dental | Ambetter from Home State Health | $795.39 |
| UHC Silver Advantage ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $806.13 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 95426MO0410008 in FIPS 29021.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Buchanan County
Reviewed by Jason Burns, Editorial Steward.