UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) — full price in Bollinger County, Missouri (2026)
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) (95426MO0410018), a gold plan from UnitedHealthcare in Bollinger County, Missouri, costs $779.25/month full price for a 40-year-old in 2026 — $1654.84 at 60, with a $0 deductible and $8,000 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Bollinger County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 95426MO0410018 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $609.74 |
| 27 | $639.01 |
| 30 | $692.06 |
| 40 | $779.25 |
| 50 | $1089.00 |
| 60 | $1654.84 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $8,000
- Family out-of-pocket max: $16,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $759.15/mo. This plan is $779.25/mo at 40 — a difference of $20.10/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Bollinger County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter from Home State Health | $731.33 |
| Everyday Gold | Ambetter from Home State Health | $739.90 |
| UHC Gold Standard (No Referrals) | UnitedHealthcare | $748.68 |
| UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $752.84 |
| Standard Gold + Vision + Adult Dental | Ambetter from Home State Health | $753.44 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 95426MO0410018 in FIPS 29017.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Bollinger County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/mo/bollinger/95426mo0410018 · Record ID PHI-UYN8VC1N