Bronze Classic 4700 — full price in Bates County, Missouri (2026)
Bronze Classic 4700 (69512MO0010024), a expanded bronze plan from Oscar Insurance Company in Bates County, Missouri, costs $537.49/month full price for a 40-year-old in 2026 — $1141.44 at 60, with a $4,700 deductible and $9,800 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 69512MO0010024 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $420.58 |
| 27 | $440.76 |
| 30 | $477.35 |
| 40 | $537.49 |
| 50 | $751.15 |
| 60 | $1141.44 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,700
- Family deductible: $9,400
- Individual out-of-pocket max: $9,800
- Family out-of-pocket max: $19,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $684.98/mo. This plan is $537.49/mo at 40 — a difference of $-147.49/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Bates County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Classic Standard | Oscar Insurance Company | $528.12 |
| Standard Expanded Bronze | Ambetter from Home State Health | $529.81 |
| Everyday Bronze | Ambetter from Home State Health | $530.98 |
| Bronze Simple Diabetes | Oscar Insurance Company | $540.49 |
| Standard Expanded Bronze + Vision + Adult Dental | Ambetter from Home State Health | $545.83 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 69512MO0010024 in FIPS 29013.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Bates County
Reviewed by Jason Burns, Editorial Steward.