Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligible — full price in Webster County, Louisiana (2026)
Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligible (19636LA0220012), a bronze plan from HMO Louisiana in Webster County, Louisiana, costs $501.95/month full price for a 40-year-old in 2026 — $1065.95 at 60, with a $6,500 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 19636LA0220012 · Issuer: HMO Louisiana · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $392.76 |
| 27 | $411.61 |
| 30 | $445.78 |
| 40 | $501.95 |
| 50 | $701.47 |
| 60 | $1065.95 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,500
- Family deductible: $19,500
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $752.88/mo. This plan is $501.95/mo at 40 — a difference of $-250.93/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other bronze plans in Webster County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue POS 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible | HMO Louisiana | $488.80 |
| UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $533.62 |
| Blue Max 70/50 $6700 with 2 $0 PCP Virtual Visits HSA Eligible | Blue Cross and Blue Shield of Louisiana | $708.83 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 19636LA0220012 in FIPS 22119.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Webster County
Reviewed by Jason Burns, Editorial Steward.