UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) — full price in Washington County, Louisiana (2026)
UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) (69842LA0250002), a gold plan from UnitedHealthcare in Washington County, Louisiana, costs $894.70/month full price for a 40-year-old in 2026 — $1900.01 at 60, with a $950 deductible and $9,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 69842LA0250002 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $700.08 |
| 27 | $733.68 |
| 30 | $794.59 |
| 40 | $894.70 |
| 50 | $1250.34 |
| 60 | $1900.01 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $950
- Family deductible: $1,900
- Individual out-of-pocket max: $9,600
- Family out-of-pocket max: $19,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $619.57/mo. This plan is $894.70/mo at 40 — a difference of $275.13/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Washington County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter from Louisiana Healthcare Connections | $653.14 |
| Standard Gold + Vision + Adult Dental | Ambetter from Louisiana Healthcare Connections | $670.56 |
| Complete Gold | Ambetter from Louisiana Healthcare Connections | $695.82 |
| Complete Gold + Vision + Adult Dental | Ambetter from Louisiana Healthcare Connections | $714.37 |
| Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits | HMO Louisiana | $762.79 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 69842LA0250002 in FIPS 22117.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Washington County
Reviewed by Jason Burns, Editorial Steward.