UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) — full price in Washington County, Louisiana (2026)
UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) (69842LA0240026), a bronze plan from UnitedHealthcare in Washington County, Louisiana, costs $577.04/month full price for a 40-year-old in 2026 — $1225.43 at 60, with a $10,600 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 69842LA0240026 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $451.52 |
| 27 | $473.19 |
| 30 | $512.48 |
| 40 | $577.04 |
| 50 | $806.41 |
| 60 | $1225.43 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $10,600
- Family deductible: $21,200
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $619.57/mo. This plan is $577.04/mo at 40 — a difference of $-42.53/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other bronze plans in Washington County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue POS 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible | HMO Louisiana | $509.30 |
| Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligible | HMO Louisiana | $523.01 |
| Blue Max 70/50 $6700 with 2 $0 PCP Virtual Visits HSA Eligible | Blue Cross and Blue Shield of Louisiana | $716.47 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 69842LA0240026 in FIPS 22117.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Washington County
Reviewed by Jason Burns, Editorial Steward.