CHRISTUS Standard Gold — full price in Vernon County, Louisiana (2026)
CHRISTUS Standard Gold (98780LA0220011), a gold plan from CHRISTUS Health Plan in Vernon County, Louisiana, costs $822.04/month full price for a 40-year-old in 2026 — $1745.70 at 60, with a $2,000 deductible and $8,300 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 98780LA0220011 · Issuer: CHRISTUS Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $643.22 |
| 27 | $674.10 |
| 30 | $730.06 |
| 40 | $822.04 |
| 50 | $1148.79 |
| 60 | $1745.70 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,300
- Family out-of-pocket max: $16,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $710.71/mo. This plan is $822.04/mo at 40 — a difference of $111.33/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Vernon County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits | HMO Louisiana | $778.49 |
| CHRISTUS Gold Essential | CHRISTUS Health Plan | $794.66 |
| Blue POS Copay (PCP) 75/55 $2000 Standardized | HMO Louisiana | $814.09 |
| CHRISTUS Gold Essential Plus | CHRISTUS Health Plan | $815.63 |
| CHRISTUS Gold | CHRISTUS Health Plan | $836.82 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 98780LA0220011 in FIPS 22115.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Vernon County
Reviewed by Jason Burns, Editorial Steward.