Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligible — full price in Vernon County, Louisiana (2026)
Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligible (19636LA0220012), a bronze plan from HMO Louisiana in Vernon County, Louisiana, costs $533.78/month full price for a 40-year-old in 2026 — $1133.56 at 60, with a $6,500 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 19636LA0220012 · Issuer: HMO Louisiana · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $417.67 |
| 27 | $437.72 |
| 30 | $474.06 |
| 40 | $533.78 |
| 50 | $745.96 |
| 60 | $1133.56 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,500
- Family deductible: $19,500
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $710.71/mo. This plan is $533.78/mo at 40 — a difference of $-176.93/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other bronze plans in Vernon County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue POS 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible | HMO Louisiana | $519.79 |
| Blue Max 70/50 $6700 with 2 $0 PCP Virtual Visits HSA Eligible | Blue Cross and Blue Shield of Louisiana | $694.80 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 19636LA0220012 in FIPS 22115.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Vernon County
Reviewed by Jason Burns, Editorial Steward.