Blue Max Copay (PCP) 50/50 $7500 Standardized HSA Eligible — full price in Vermilion County, Louisiana (2026)
Blue Max Copay (PCP) 50/50 $7500 Standardized HSA Eligible (97176LA0340024), a expanded bronze plan from Blue Cross and Blue Shield of Louisiana in Vermilion County, Louisiana, costs $719.36/month full price for a 40-year-old in 2026 — $1527.66 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 97176LA0340024 · Issuer: Blue Cross and Blue Shield of Louisiana · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $562.88 |
| 27 | $589.90 |
| 30 | $638.87 |
| 40 | $719.36 |
| 50 | $1005.30 |
| 60 | $1527.66 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $729.89/mo. This plan is $719.36/mo at 40 — a difference of $-10.53/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Vermilion County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Connect Copay (PCP) 50/50 $7500 Standardized (L) HSA Eligible | HMO Louisiana | $524.57 |
| Blue POS Copay (PCP) 50/50 $7500 Standardized HSA Eligible | HMO Louisiana | $557.46 |
| UHC Bronze Standard (No Referrals) | UnitedHealthcare | $606.65 |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) | UnitedHealthcare | $625.99 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $643.17 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 97176LA0340024 in FIPS 22113.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Vermilion County
Reviewed by Jason Burns, Editorial Steward.