Blue Connect Copay (PCP) 75/55 $2000 Standardized (H) — full price in Terrebonne County, Louisiana (2026)
Blue Connect Copay (PCP) 75/55 $2000 Standardized (H) (19636LA0240032), a gold plan from HMO Louisiana in Terrebonne County, Louisiana, costs $683.38/month full price for a 40-year-old in 2026 — $1451.26 at 60, with a $2,000 deductible and $8,300 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 19636LA0240032 · Issuer: HMO Louisiana · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $534.73 |
| 27 | $560.40 |
| 30 | $606.92 |
| 40 | $683.38 |
| 50 | $955.03 |
| 60 | $1451.26 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,300
- Family out-of-pocket max: $16,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $734.52/mo. This plan is $683.38/mo at 40 — a difference of $-51.14/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Terrebonne County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits | HMO Louisiana | $714.22 |
| Blue POS Copay (PCP) 75/55 $2000 Standardized | HMO Louisiana | $746.88 |
| Blue Max 80/60 $1500 with 2 $0 PCP Virtual Visits | Blue Cross and Blue Shield of Louisiana | $954.96 |
| Blue Max Copay (PCP) 75/55 $2000 Standardized | Blue Cross and Blue Shield of Louisiana | $1014.54 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 19636LA0240032 in FIPS 22109.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Terrebonne County
Reviewed by Jason Burns, Editorial Steward.