UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) — full price in Tangipahoa County, Louisiana (2026)
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) (69842LA0240023), a gold plan from UnitedHealthcare in Tangipahoa County, Louisiana, costs $867.35/month full price for a 40-year-old in 2026 — $1841.94 at 60, with a $0 deductible and $9,250 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 69842LA0240023 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $678.68 |
| 27 | $711.26 |
| 30 | $770.30 |
| 40 | $867.35 |
| 50 | $1212.12 |
| 60 | $1841.94 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $9,250
- Family out-of-pocket max: $18,500
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $666.02/mo. This plan is $867.35/mo at 40 — a difference of $201.33/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Tangipahoa County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Signature Blue Copay (PCP) 75/55 $2000 Standardized | HMO Louisiana | $677.21 |
| Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits | HMO Louisiana | $762.79 |
| Blue POS Copay (PCP) 75/55 $2000 Standardized | HMO Louisiana | $797.66 |
| UHC Gold Standard (No Referrals) | UnitedHealthcare | $847.93 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | UnitedHealthcare | $875.04 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 69842LA0240023 in FIPS 22105.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Tangipahoa County
Reviewed by Jason Burns, Editorial Steward.