Blue POS 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible — full price in St John The Baptist County, Louisiana (2026)
Blue POS 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible (19636LA0220020), a bronze plan from HMO Louisiana in St John The Baptist County, Louisiana, costs $476.87/month full price for a 40-year-old in 2026 — $1012.70 at 60, with a $9,900 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 19636LA0220020 · Issuer: HMO Louisiana · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $373.14 |
| 27 | $391.05 |
| 30 | $423.51 |
| 40 | $476.87 |
| 50 | $666.43 |
| 60 | $1012.70 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $9,900
- Family deductible: $21,200
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $589.76/mo. This plan is $476.87/mo at 40 — a difference of $-112.89/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other bronze plans in St John The Baptist County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligible | HMO Louisiana | $489.70 |
| UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $521.78 |
| Blue Max 70/50 $6700 with 2 $0 PCP Virtual Visits HSA Eligible | Blue Cross and Blue Shield of Louisiana | $701.81 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 19636LA0220020 in FIPS 22095.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in St John The Baptist County
Reviewed by Jason Burns, Editorial Steward.