Blue Max Copay (PCP) 60/40 $6000 Standardized — full price in Saint Tammany County, Louisiana (2026)
Blue Max Copay (PCP) 60/40 $6000 Standardized (97176LA0340023), a silver plan from Blue Cross and Blue Shield of Louisiana in Saint Tammany County, Louisiana, costs $1066.61/month full price for a 40-year-old in 2026 — $2265.08 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 97176LA0340023 · Issuer: Blue Cross and Blue Shield of Louisiana · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $834.59 |
| 27 | $874.65 |
| 30 | $947.26 |
| 40 | $1066.61 |
| 50 | $1490.58 |
| 60 | $2265.08 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $589.76/mo. This plan is $1066.61/mo at 40 — a difference of $476.85/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Saint Tammany County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter from Louisiana Healthcare Connections | $582.17 |
| Focused Silver | Ambetter from Louisiana Healthcare Connections | $589.76 |
| Standard Silver + Vision + Adult Dental | Ambetter from Louisiana Healthcare Connections | $597.70 |
| Signature Blue 80/60 $3200 with 2 $0 PCP Virtual Visits | HMO Louisiana | $603.75 |
| Focused Silver + Vision + Adult Dental | Ambetter from Louisiana Healthcare Connections | $605.49 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 97176LA0340023 in FIPS 22103.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Saint Tammany County
Reviewed by Jason Burns, Editorial Steward.