Blue POS 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible — full price in Saint Mary County, Louisiana (2026)
Blue POS 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible (19636LA0220020), a bronze plan from HMO Louisiana in Saint Mary County, Louisiana, costs $503.57/month full price for a 40-year-old in 2026 — $1069.40 at 60, with a $9,900 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 19636LA0220020 · Issuer: HMO Louisiana · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $394.03 |
| 27 | $412.94 |
| 30 | $447.22 |
| 40 | $503.57 |
| 50 | $703.74 |
| 60 | $1069.40 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $9,900
- Family deductible: $21,200
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $729.89/mo. This plan is $503.57/mo at 40 — a difference of $-226.32/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other bronze plans in Saint Mary County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligible | HMO Louisiana | $517.13 |
| UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $566.86 |
| Blue Max 70/50 $6700 with 2 $0 PCP Virtual Visits HSA Eligible | Blue Cross and Blue Shield of Louisiana | $673.14 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 19636LA0220020 in FIPS 22101.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Saint Mary County
Reviewed by Jason Burns, Editorial Steward.