UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) — full price in Saint Landry County, Louisiana (2026)
UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) (69842LA0250002), a gold plan from UnitedHealthcare in Saint Landry County, Louisiana, costs $878.92/month full price for a 40-year-old in 2026 — $1866.50 at 60, with a $950 deductible and $9,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 69842LA0250002 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $687.73 |
| 27 | $720.74 |
| 30 | $780.57 |
| 40 | $878.92 |
| 50 | $1228.28 |
| 60 | $1866.50 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $950
- Family deductible: $1,900
- Individual out-of-pocket max: $9,600
- Family out-of-pocket max: $19,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $729.89/mo. This plan is $878.92/mo at 40 — a difference of $149.03/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Saint Landry County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Connect Copay (PCP) 75/55 $2000 Standardized (L) | HMO Louisiana | $742.16 |
| Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits | HMO Louisiana | $754.21 |
| Blue POS Copay (PCP) 75/55 $2000 Standardized | HMO Louisiana | $788.69 |
| UHC Gold Standard (No Referrals) | UnitedHealthcare | $832.97 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | UnitedHealthcare | $852.05 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 69842LA0250002 in FIPS 22097.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Saint Landry County
Reviewed by Jason Burns, Editorial Steward.