Blue Saver 60/40 $6100 — full price in Saint James County, Louisiana (2026)
Blue Saver 60/40 $6100 (97176LA0350004), a expanded bronze plan from Blue Cross and Blue Shield of Louisiana in Saint James County, Louisiana, costs $803.13/month full price for a 40-year-old in 2026 — $1705.56 at 60, with a $6,100 deductible and $8,300 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Saint James County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 97176LA0350004 · Issuer: Blue Cross and Blue Shield of Louisiana · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $628.43 |
| 27 | $658.59 |
| 30 | $713.27 |
| 40 | $803.13 |
| 50 | $1122.38 |
| 60 | $1705.56 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,100
- Family deductible: $12,200
- Individual out-of-pocket max: $8,300
- Family out-of-pocket max: $16,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $672.09/mo. This plan is $803.13/mo at 40 — a difference of $131.04/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Saint James County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Connect Copay (PCP) 50/50 $7500 Standardized (N) HSA Eligible | HMO Louisiana | $483.03 |
| Blue POS Copay (PCP) 50/50 $7500 Standardized HSA Eligible | HMO Louisiana | $527.90 |
| UHC Bronze Standard (No Referrals) | UnitedHealthcare | $558.40 |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) | UnitedHealthcare | $576.20 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $592.01 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 97176LA0350004 in FIPS 22093.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Saint James County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/la/saint-james/97176la0350004 · Record ID PHI-DS64ZGMW