Blue Max Copay (PCP) 50/50 $7500 Standardized HSA Eligible — full price in Saint James County, Louisiana (2026)
Blue Max Copay (PCP) 50/50 $7500 Standardized HSA Eligible (97176LA0340024), a expanded bronze plan from Blue Cross and Blue Shield of Louisiana in Saint James County, Louisiana, costs $750.01/month full price for a 40-year-old in 2026 — $1592.74 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Saint James County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 97176LA0340024 · Issuer: Blue Cross and Blue Shield of Louisiana · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $586.86 |
| 27 | $615.03 |
| 30 | $666.09 |
| 40 | $750.01 |
| 50 | $1048.13 |
| 60 | $1592.74 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $672.09/mo. This plan is $750.01/mo at 40 — a difference of $77.92/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Saint James County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Connect Copay (PCP) 50/50 $7500 Standardized (N) HSA Eligible | HMO Louisiana | $483.03 |
| Blue POS Copay (PCP) 50/50 $7500 Standardized HSA Eligible | HMO Louisiana | $527.90 |
| UHC Bronze Standard (No Referrals) | UnitedHealthcare | $558.40 |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) | UnitedHealthcare | $576.20 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $592.01 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 97176LA0340024 in FIPS 22093.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Saint James County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/la/saint-james/97176la0340024 · Record ID PHI-1G8OCLP1