Standard Gold — full price in Saint Helena County, Louisiana (2026)
Standard Gold (90787LA0010011), a gold plan from Ambetter from Louisiana Healthcare Connections in Saint Helena County, Louisiana, costs $653.14/month full price for a 40-year-old in 2026 — $1387.03 at 60, with a $2,000 deductible and $8,300 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 90787LA0010011 · Issuer: Ambetter from Louisiana Healthcare Connections · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $511.07 |
| 27 | $535.59 |
| 30 | $580.06 |
| 40 | $653.14 |
| 50 | $912.76 |
| 60 | $1387.03 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,300
- Family out-of-pocket max: $16,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $619.57/mo. This plan is $653.14/mo at 40 — a difference of $33.57/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Saint Helena County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold + Vision + Adult Dental | Ambetter from Louisiana Healthcare Connections | $670.56 |
| Complete Gold | Ambetter from Louisiana Healthcare Connections | $695.82 |
| Complete Gold + Vision + Adult Dental | Ambetter from Louisiana Healthcare Connections | $714.37 |
| Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits | HMO Louisiana | $762.79 |
| Elite Gold | Ambetter from Louisiana Healthcare Connections | $768.36 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 90787LA0010011 in FIPS 22091.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Saint Helena County
Reviewed by Jason Burns, Editorial Steward.