Focused Silver — full price in Saint Helena County, Louisiana (2026)
Focused Silver (90787LA0010005), a silver plan from Ambetter from Louisiana Healthcare Connections in Saint Helena County, Louisiana, costs $619.57/month full price for a 40-year-old in 2026 — $1315.74 at 60, with a $6,300 deductible and $8,400 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 90787LA0010005 · Issuer: Ambetter from Louisiana Healthcare Connections · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $484.81 |
| 27 | $508.07 |
| 30 | $550.24 |
| 40 | $619.57 |
| 50 | $865.85 |
| 60 | $1315.74 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,300
- Family deductible: $12,600
- Individual out-of-pocket max: $8,400
- Family out-of-pocket max: $16,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $619.57/mo. This plan is $619.57/mo at 40 — a difference of $0.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Saint Helena County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter from Louisiana Healthcare Connections | $611.59 |
| Standard Silver + Vision + Adult Dental | Ambetter from Louisiana Healthcare Connections | $627.91 |
| Focused Silver + Vision + Adult Dental | Ambetter from Louisiana Healthcare Connections | $636.09 |
| Blue POS 80/60 $3200 with 2 $0 PCP Virtual Visits | HMO Louisiana | $759.49 |
| Blue POS Copay (PCP) 60/40 $6000 Standardized | HMO Louisiana | $784.47 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 90787LA0010005 in FIPS 22091.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Saint Helena County
Reviewed by Jason Burns, Editorial Steward.