Blue Connect Copay (PCP) 50/50 $7500 Standardized (N) HSA Eligible — full price in Saint Charles County, Louisiana (2026)
Blue Connect Copay (PCP) 50/50 $7500 Standardized (N) HSA Eligible (19636LA0240026), a expanded bronze plan from HMO Louisiana in Saint Charles County, Louisiana, costs $483.03/month full price for a 40-year-old in 2026 — $1025.78 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 19636LA0240026 · Issuer: HMO Louisiana · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $377.96 |
| 27 | $396.10 |
| 30 | $428.98 |
| 40 | $483.03 |
| 50 | $675.04 |
| 60 | $1025.78 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $589.76/mo. This plan is $483.03/mo at 40 — a difference of $-106.73/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other expanded bronze plans in Saint Charles County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Expanded Bronze | Ambetter from Louisiana Healthcare Connections | $453.28 |
| Everyday Bronze | Ambetter from Louisiana Healthcare Connections | $453.66 |
| Standard Expanded Bronze + Vision + Adult Dental | Ambetter from Louisiana Healthcare Connections | $465.37 |
| Everyday Bronze + Vision + Adult Dental | Ambetter from Louisiana Healthcare Connections | $465.76 |
| Blue POS Copay (PCP) 50/50 $7500 Standardized HSA Eligible | HMO Louisiana | $527.90 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 19636LA0240026 in FIPS 22089.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Saint Charles County
Reviewed by Jason Burns, Editorial Steward.