UHC Silver Value + ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — full price in Red River County, Louisiana (2026)
UHC Silver Value + ($0 Virtual Urgent Care, Dental + Vision, No Referrals) (69842LA0250005), a silver plan from UnitedHealthcare in Red River County, Louisiana, costs $782.60/month full price for a 40-year-old in 2026 — $1661.95 at 60, with a $4,000 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 69842LA0250005 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $612.36 |
| 27 | $641.75 |
| 30 | $695.03 |
| 40 | $782.60 |
| 50 | $1093.68 |
| 60 | $1661.95 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,000
- Family deductible: $8,000
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $566.25/mo. This plan is $782.60/mo at 40 — a difference of $216.35/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Red River County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| CHRISTUS Standard Silver | CHRISTUS Health Plan | $562.14 |
| CHRISTUS Silver Essential | CHRISTUS Health Plan | $566.25 |
| CHRISTUS Silver Essential Plus | CHRISTUS Health Plan | $582.95 |
| Blue POS 80/60 $3200 with 2 $0 PCP Virtual Visits | HMO Louisiana | $728.91 |
| Blue POS Copay (PCP) 60/40 $6000 Standardized | HMO Louisiana | $752.88 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 69842LA0250005 in FIPS 22081.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Red River County
Reviewed by Jason Burns, Editorial Steward.