Blue Max 70/50 $6700 with 2 $0 PCP Virtual Visits HSA Eligible — full price in Pointe Coupee County, Louisiana (2026)
Blue Max 70/50 $6700 with 2 $0 PCP Virtual Visits HSA Eligible (97176LA0340017), a bronze plan from Blue Cross and Blue Shield of Louisiana in Pointe Coupee County, Louisiana, costs $716.47/month full price for a 40-year-old in 2026 — $1521.52 at 60, with a $6,700 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 97176LA0340017 · Issuer: Blue Cross and Blue Shield of Louisiana · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $560.62 |
| 27 | $587.53 |
| 30 | $636.30 |
| 40 | $716.47 |
| 50 | $1001.27 |
| 60 | $1521.52 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,700
- Family deductible: $20,100
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $619.57/mo. This plan is $716.47/mo at 40 — a difference of $96.90/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other bronze plans in Pointe Coupee County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue POS 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible | HMO Louisiana | $509.30 |
| Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligible | HMO Louisiana | $523.01 |
| UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $577.04 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 97176LA0340017 in FIPS 22077.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Pointe Coupee County
Reviewed by Jason Burns, Editorial Steward.