Blue POS 80/60 $3200 with 2 $0 PCP Virtual Visits — full price in Ouachita County, Louisiana (2026)
Blue POS 80/60 $3200 with 2 $0 PCP Virtual Visits (19636LA0220014), a silver plan from HMO Louisiana in Ouachita County, Louisiana, costs $775.13/month full price for a 40-year-old in 2026 — $1646.10 at 60, with a $3,200 deductible and $9,100 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 19636LA0220014 · Issuer: HMO Louisiana · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $606.52 |
| 27 | $635.63 |
| 30 | $688.40 |
| 40 | $775.13 |
| 50 | $1083.24 |
| 60 | $1646.10 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,200
- Family deductible: $9,600
- Individual out-of-pocket max: $9,100
- Family out-of-pocket max: $18,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $729.37/mo. This plan is $775.13/mo at 40 — a difference of $45.76/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Ouachita County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Precision Blue 80/60 $3200 with 2 $0 PCP Virtual Visits (M) | HMO Louisiana | $706.15 |
| Precision Blue Copay (PCP) 60/40 $6000 Standardized (M) | HMO Louisiana | $729.37 |
| UHC Silver Value ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $798.55 |
| Blue POS Copay (PCP) 60/40 $6000 Standardized | HMO Louisiana | $800.63 |
| UHC Silver Standard (No Referrals) | UnitedHealthcare | $805.06 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 19636LA0220014 in FIPS 22073.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Ouachita County
Reviewed by Jason Burns, Editorial Steward.