Signature Blue Copay (PCP) 60/40 $6000 Standardized — full price in Orleans County, Louisiana (2026)
Signature Blue Copay (PCP) 60/40 $6000 Standardized (19636LA0590006), a silver plan from HMO Louisiana in Orleans County, Louisiana, costs $623.61/month full price for a 40-year-old in 2026 — $1324.32 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 19636LA0590006 · Issuer: HMO Louisiana · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $487.96 |
| 27 | $511.38 |
| 30 | $553.83 |
| 40 | $623.61 |
| 50 | $871.50 |
| 60 | $1324.32 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $589.76/mo. This plan is $623.61/mo at 40 — a difference of $33.85/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Orleans County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter from Louisiana Healthcare Connections | $582.17 |
| Focused Silver | Ambetter from Louisiana Healthcare Connections | $589.76 |
| Standard Silver + Vision + Adult Dental | Ambetter from Louisiana Healthcare Connections | $597.70 |
| Signature Blue 80/60 $3200 with 2 $0 PCP Virtual Visits | HMO Louisiana | $603.75 |
| Focused Silver + Vision + Adult Dental | Ambetter from Louisiana Healthcare Connections | $605.49 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 19636LA0590006 in FIPS 22071.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Orleans County
Reviewed by Jason Burns, Editorial Steward.