CHRISTUS Silver Essential Plus — full price in Natchitoches County, Louisiana (2026)
CHRISTUS Silver Essential Plus (98780LA0220009), a silver plan from CHRISTUS Health Plan in Natchitoches County, Louisiana, costs $582.95/month full price for a 40-year-old in 2026 — $1237.97 at 60, with a $6,900 deductible and $9,300 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 98780LA0220009 · Issuer: CHRISTUS Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $456.14 |
| 27 | $478.04 |
| 30 | $517.72 |
| 40 | $582.95 |
| 50 | $814.67 |
| 60 | $1237.97 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,900
- Family deductible: $13,800
- Individual out-of-pocket max: $9,300
- Family out-of-pocket max: $18,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $566.25/mo. This plan is $582.95/mo at 40 — a difference of $16.70/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Natchitoches County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| CHRISTUS Standard Silver | CHRISTUS Health Plan | $562.14 |
| CHRISTUS Silver Essential | CHRISTUS Health Plan | $566.25 |
| Blue POS 80/60 $3200 with 2 $0 PCP Virtual Visits | HMO Louisiana | $728.91 |
| Blue POS Copay (PCP) 60/40 $6000 Standardized | HMO Louisiana | $752.88 |
| UHC Silver Value ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $764.42 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 98780LA0220009 in FIPS 22069.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Natchitoches County
Reviewed by Jason Burns, Editorial Steward.