Precision Blue Copay (PCP) 50/50 $7500 Standardized (BR) HSA Eligible — full price in Livingston County, Louisiana (2026)
Precision Blue Copay (PCP) 50/50 $7500 Standardized (BR) HSA Eligible (19636LA0610015), a expanded bronze plan from HMO Louisiana in Livingston County, Louisiana, costs $497.27/month full price for a 40-year-old in 2026 — $1056.02 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 19636LA0610015 · Issuer: HMO Louisiana · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $389.10 |
| 27 | $407.78 |
| 30 | $441.63 |
| 40 | $497.27 |
| 50 | $694.93 |
| 60 | $1056.02 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $653.47/mo. This plan is $497.27/mo at 40 — a difference of $-156.20/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Livingston County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Community Blue Copay (PCP) 50/50 $7500 Standardized HSA Eligible | HMO Louisiana | $469.64 |
| Blue POS Copay (PCP) 50/50 $7500 Standardized HSA Eligible | HMO Louisiana | $563.79 |
| UHC Bronze Standard (No Referrals) | UnitedHealthcare | $617.55 |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) | UnitedHealthcare | $637.23 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $654.72 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 19636LA0610015 in FIPS 22063.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Livingston County
Reviewed by Jason Burns, Editorial Steward.