Blue Connect 80/60 $3200 with 2 $0 PCP Virtual Visits (L) — full price in Iberia County, Louisiana (2026)
Blue Connect 80/60 $3200 with 2 $0 PCP Virtual Visits (L) (19636LA0240010), a silver plan from HMO Louisiana in Iberia County, Louisiana, costs $706.64/month full price for a 40-year-old in 2026 — $1500.65 at 60, with a $3,200 deductible and $9,100 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 19636LA0240010 · Issuer: HMO Louisiana · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $552.93 |
| 27 | $579.47 |
| 30 | $627.58 |
| 40 | $706.64 |
| 50 | $987.53 |
| 60 | $1500.65 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,200
- Family deductible: $9,600
- Individual out-of-pocket max: $9,100
- Family out-of-pocket max: $18,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $729.89/mo. This plan is $706.64/mo at 40 — a difference of $-23.25/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Iberia County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Connect Copay (PCP) 60/40 $6000 Standardized (L) | HMO Louisiana | $729.89 |
| Blue POS 80/60 $3200 with 2 $0 PCP Virtual Visits | HMO Louisiana | $750.95 |
| Blue POS Copay (PCP) 60/40 $6000 Standardized | HMO Louisiana | $775.66 |
| UHC Silver Value ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $812.05 |
| UHC Silver Standard (No Referrals) | UnitedHealthcare | $818.66 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 19636LA0240010 in FIPS 22045.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Iberia County
Reviewed by Jason Burns, Editorial Steward.