CHRISTUS Gold — full price in Grant County, Louisiana (2026)
CHRISTUS Gold (98780LA0220013), a gold plan from CHRISTUS Health Plan in Grant County, Louisiana, costs $836.82/month full price for a 40-year-old in 2026 — $1777.10 at 60, with a $0 deductible and $9,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 98780LA0220013 · Issuer: CHRISTUS Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $654.79 |
| 27 | $686.22 |
| 30 | $743.19 |
| 40 | $836.82 |
| 50 | $1169.46 |
| 60 | $1777.10 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $9,200
- Family out-of-pocket max: $18,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $710.71/mo. This plan is $836.82/mo at 40 — a difference of $126.11/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Grant County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits | HMO Louisiana | $778.49 |
| CHRISTUS Gold Essential | CHRISTUS Health Plan | $794.66 |
| Blue POS Copay (PCP) 75/55 $2000 Standardized | HMO Louisiana | $814.09 |
| CHRISTUS Gold Essential Plus | CHRISTUS Health Plan | $815.63 |
| CHRISTUS Standard Gold | CHRISTUS Health Plan | $822.04 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 98780LA0220013 in FIPS 22043.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Grant County
Reviewed by Jason Burns, Editorial Steward.