CHRISTUS Silver Essential — full price in Grant County, Louisiana (2026)
CHRISTUS Silver Essential (98780LA0220007), a silver plan from CHRISTUS Health Plan in Grant County, Louisiana, costs $710.71/month full price for a 40-year-old in 2026 — $1509.29 at 60, with a $6,900 deductible and $9,300 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 98780LA0220007 · Issuer: CHRISTUS Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $556.11 |
| 27 | $582.81 |
| 30 | $631.19 |
| 40 | $710.71 |
| 50 | $993.22 |
| 60 | $1509.29 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,900
- Family deductible: $13,800
- Individual out-of-pocket max: $9,300
- Family out-of-pocket max: $18,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $710.71/mo. This plan is $710.71/mo at 40 — a difference of $0.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Grant County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| CHRISTUS Standard Silver | CHRISTUS Health Plan | $705.54 |
| CHRISTUS Silver Essential Plus | CHRISTUS Health Plan | $731.67 |
| Blue POS 80/60 $3200 with 2 $0 PCP Virtual Visits | HMO Louisiana | $775.13 |
| Blue POS Copay (PCP) 60/40 $6000 Standardized | HMO Louisiana | $800.63 |
| Blue Max Copay (PCP) 50/50 $3300 with 2 $0 PCP Virtual Visits | Blue Cross and Blue Shield of Louisiana | $1048.06 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 98780LA0220007 in FIPS 22043.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Grant County
Reviewed by Jason Burns, Editorial Steward.