UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — full price in Franklin County, Louisiana (2026)
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) (69842LA0240024), a expanded bronze plan from UnitedHealthcare in Franklin County, Louisiana, costs $632.48/month full price for a 40-year-old in 2026 — $1343.16 at 60, with a $0 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 69842LA0240024 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $494.90 |
| 27 | $518.66 |
| 30 | $561.71 |
| 40 | $632.48 |
| 50 | $883.89 |
| 60 | $1343.16 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $798.55/mo. This plan is $632.48/mo at 40 — a difference of $-166.07/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Franklin County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue POS Copay (PCP) 50/50 $7500 Standardized HSA Eligible | HMO Louisiana | $575.41 |
| UHC Bronze Standard (No Referrals) | UnitedHealthcare | $596.57 |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) | UnitedHealthcare | $615.59 |
| Blue Max Copay (PCP) 50/50 $7500 Standardized HSA Eligible | Blue Cross and Blue Shield of Louisiana | $742.52 |
| Blue Saver 60/40 $6100 | Blue Cross and Blue Shield of Louisiana | $795.11 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 69842LA0240024 in FIPS 22041.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Franklin County
Reviewed by Jason Burns, Editorial Steward.