Blue Max Copay (PCP) 60/40 $6000 Standardized — full price in De Soto County, Louisiana (2026)
Blue Max Copay (PCP) 60/40 $6000 Standardized (97176LA0340023), a silver plan from Blue Cross and Blue Shield of Louisiana in De Soto County, Louisiana, costs $1077.26/month full price for a 40-year-old in 2026 — $2287.71 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 97176LA0340023 · Issuer: Blue Cross and Blue Shield of Louisiana · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $842.93 |
| 27 | $883.39 |
| 30 | $956.73 |
| 40 | $1077.26 |
| 50 | $1505.47 |
| 60 | $2287.71 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $752.88/mo. This plan is $1077.26/mo at 40 — a difference of $324.38/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in De Soto County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue POS 80/60 $3200 with 2 $0 PCP Virtual Visits | HMO Louisiana | $728.91 |
| Blue POS Copay (PCP) 60/40 $6000 Standardized | HMO Louisiana | $752.88 |
| UHC Silver Value ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $764.42 |
| UHC Silver Standard (No Referrals) | UnitedHealthcare | $770.65 |
| UHC Silver Value + ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | UnitedHealthcare | $782.60 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 97176LA0340023 in FIPS 22031.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in De Soto County
Reviewed by Jason Burns, Editorial Steward.