CHRISTUS Silver Essential Plus — full price in Calcasieu County, Louisiana (2026)
CHRISTUS Silver Essential Plus (98780LA0220009), a silver plan from CHRISTUS Health Plan in Calcasieu County, Louisiana, costs $677.76/month full price for a 40-year-old in 2026 — $1439.31 at 60, with a $6,900 deductible and $9,300 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Calcasieu County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 98780LA0220009 · Issuer: CHRISTUS Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $530.33 |
| 27 | $555.78 |
| 30 | $601.92 |
| 40 | $677.76 |
| 50 | $947.17 |
| 60 | $1439.31 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,900
- Family deductible: $13,800
- Individual out-of-pocket max: $9,300
- Family out-of-pocket max: $18,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $658.35/mo. This plan is $677.76/mo at 40 — a difference of $19.41/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Calcasieu County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| CHRISTUS Standard Silver | CHRISTUS Health Plan | $653.56 |
| CHRISTUS Silver Essential | CHRISTUS Health Plan | $658.35 |
| Standard Silver | Ambetter from Louisiana Healthcare Connections | $672.59 |
| Focused Silver | Ambetter from Louisiana Healthcare Connections | $681.36 |
| Standard Silver + Vision + Adult Dental | Ambetter from Louisiana Healthcare Connections | $690.53 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 98780LA0220009 in FIPS 22019.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Calcasieu County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/la/calcasieu/98780la0220009 · Record ID PHI-J6SQTPYW