CHRISTUS Bronze Essential — full price in Calcasieu County, Louisiana (2026)
CHRISTUS Bronze Essential (98780LA0220002), a expanded bronze plan from CHRISTUS Health Plan in Calcasieu County, Louisiana, costs $514.97/month full price for a 40-year-old in 2026 — $1093.61 at 60, with a $7,450 deductible and $9,850 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 98780LA0220002 · Issuer: CHRISTUS Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $402.95 |
| 27 | $422.29 |
| 30 | $457.35 |
| 40 | $514.97 |
| 50 | $719.67 |
| 60 | $1093.61 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,450
- Family deductible: $14,900
- Individual out-of-pocket max: $9,850
- Family out-of-pocket max: $19,700
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $658.35/mo. This plan is $514.97/mo at 40 — a difference of $-143.38/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Calcasieu County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| CHRISTUS Value Bronze | CHRISTUS Health Plan | $467.60 |
| CHRISTUS Value Bronze Plus | CHRISTUS Health Plan | $486.76 |
| CHRISTUS Standard Expanded Bronze | CHRISTUS Health Plan | $493.23 |
| Standard Expanded Bronze | Ambetter from Louisiana Healthcare Connections | $523.68 |
| Everyday Bronze | Ambetter from Louisiana Healthcare Connections | $524.12 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 98780LA0220002 in FIPS 22019.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Calcasieu County
Reviewed by Jason Burns, Editorial Steward.