Blue Max Copay (PCP) 50/50 $3300 with 2 $0 PCP Virtual Visits — full price in Avoyelles County, Louisiana (2026)
Blue Max Copay (PCP) 50/50 $3300 with 2 $0 PCP Virtual Visits (97176LA0340010), a silver plan from Blue Cross and Blue Shield of Louisiana in Avoyelles County, Louisiana, costs $1048.06/month full price for a 40-year-old in 2026 — $2225.70 at 60, with a $3,300 deductible and $9,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 97176LA0340010 · Issuer: Blue Cross and Blue Shield of Louisiana · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $820.08 |
| 27 | $859.44 |
| 30 | $930.79 |
| 40 | $1048.06 |
| 50 | $1464.66 |
| 60 | $2225.70 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,300
- Family deductible: $9,900
- Individual out-of-pocket max: $9,900
- Family out-of-pocket max: $19,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $800.63/mo. This plan is $1048.06/mo at 40 — a difference of $247.43/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Avoyelles County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue POS 80/60 $3200 with 2 $0 PCP Virtual Visits | HMO Louisiana | $775.13 |
| Blue POS Copay (PCP) 60/40 $6000 Standardized | HMO Louisiana | $800.63 |
| Blue Max Copay (PCP) 60/40 $6000 Standardized | Blue Cross and Blue Shield of Louisiana | $1055.95 |
| Blue Saver 90/70 $3400 | Blue Cross and Blue Shield of Louisiana | $1068.02 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 97176LA0340010 in FIPS 22009.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Avoyelles County
Reviewed by Jason Burns, Editorial Steward.