UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — full price in Assumption County, Louisiana (2026)
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) (69842LA0240022), a silver plan from UnitedHealthcare in Assumption County, Louisiana, costs $849.74/month full price for a 40-year-old in 2026 — $1804.54 at 60, with a $0 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 69842LA0240022 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $664.90 |
| 27 | $696.82 |
| 30 | $754.66 |
| 40 | $849.74 |
| 50 | $1187.51 |
| 60 | $1804.54 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $734.52/mo. This plan is $849.74/mo at 40 — a difference of $115.22/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Assumption County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue POS 80/60 $3200 with 2 $0 PCP Virtual Visits | HMO Louisiana | $711.13 |
| Blue POS Copay (PCP) 60/40 $6000 Standardized | HMO Louisiana | $734.52 |
| UHC Silver Value ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $807.11 |
| UHC Silver Standard (No Referrals) | UnitedHealthcare | $813.68 |
| UHC Silver Value + ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | UnitedHealthcare | $826.30 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 69842LA0240022 in FIPS 22007.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Assumption County
Reviewed by Jason Burns, Editorial Steward.