Blue POS Copay (PCP) 75/55 $2000 Standardized — full price in Ascension County, Louisiana (2026)
Blue POS Copay (PCP) 75/55 $2000 Standardized (19636LA0220019), a gold plan from HMO Louisiana in Ascension County, Louisiana, costs $797.66/month full price for a 40-year-old in 2026 — $1693.94 at 60, with a $2,000 deductible and $8,300 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 19636LA0220019 · Issuer: HMO Louisiana · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $624.15 |
| 27 | $654.11 |
| 30 | $708.41 |
| 40 | $797.66 |
| 50 | $1114.73 |
| 60 | $1693.94 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,300
- Family out-of-pocket max: $16,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $619.57/mo. This plan is $797.66/mo at 40 — a difference of $178.09/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Ascension County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter from Louisiana Healthcare Connections | $653.14 |
| Community Blue Copay (PCP) 75/55 $2000 Standardized | HMO Louisiana | $664.44 |
| Standard Gold + Vision + Adult Dental | Ambetter from Louisiana Healthcare Connections | $670.56 |
| Complete Gold | Ambetter from Louisiana Healthcare Connections | $695.82 |
| AmeriHealth Caritas Next Gold Signature + No Referrals | AmeriHealth Caritas Next | $701.28 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 19636LA0220019 in FIPS 22005.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Ascension County
Reviewed by Jason Burns, Editorial Steward.