Silver Classic Standard — full price in Wyandotte County, Kansas (2026)
Silver Classic Standard (43490KS0010052), a silver plan from Oscar Insurance Company in Wyandotte County, Kansas, costs $570.61/month full price for a 40-year-old in 2026 — $1211.77 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 43490KS0010052 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $446.50 |
| 27 | $467.92 |
| 30 | $506.76 |
| 40 | $570.61 |
| 50 | $797.43 |
| 60 | $1211.77 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $579.41/mo. This plan is $570.61/mo at 40 — a difference of $-8.80/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Wyandotte County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter from Sunflower Health Plan | $579.41 |
| Focused Silver | Ambetter from Sunflower Health Plan | $585.00 |
| Standard Silver + Vision + Adult Dental | Ambetter from Sunflower Health Plan | $598.69 |
| Focused Silver + Vision + Adult Dental | Ambetter from Sunflower Health Plan | $604.46 |
| Blue KC Simply Blue Silver with Spira Care Blue Metro EPO | Blue Cross and Blue Shield of Kansas City | $633.75 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 43490KS0010052 in FIPS 20209.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Wyandotte County
Reviewed by Jason Burns, Editorial Steward.