Silver Classic Standard — full price in Woodson County, Kansas (2026)
Silver Classic Standard (43490KS0010052), a silver plan from Oscar Insurance Company in Woodson County, Kansas, costs $587.53/month full price for a 40-year-old in 2026 — $1247.69 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 43490KS0010052 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $459.73 |
| 27 | $481.79 |
| 30 | $521.79 |
| 40 | $587.53 |
| 50 | $821.07 |
| 60 | $1247.69 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $719.08/mo. This plan is $587.53/mo at 40 — a difference of $-131.55/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Woodson County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter from Sunflower Health Plan | $719.08 |
| Focused Silver | Ambetter from Sunflower Health Plan | $726.01 |
| Standard Silver + Vision + Adult Dental | Ambetter from Sunflower Health Plan | $743.01 |
| Focused Silver + Vision + Adult Dental | Ambetter from Sunflower Health Plan | $750.18 |
| BlueCare EPO Simple Silver HDHP | Blue Cross and Blue Shield of Kansas, Inc. | $810.92 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 43490KS0010052 in FIPS 20207.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Woodson County
Reviewed by Jason Burns, Editorial Steward.