BlueCare EPO Standardized Silver — full price in Sherman County, Kansas (2026)
BlueCare EPO Standardized Silver (18558KS0420003), a silver plan from Blue Cross and Blue Shield of Kansas, Inc. in Sherman County, Kansas, costs $979.10/month full price for a 40-year-old in 2026 — $2079.25 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 18558KS0420003 · Issuer: Blue Cross and Blue Shield of Kansas, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $766.12 |
| 27 | $802.89 |
| 30 | $869.55 |
| 40 | $979.10 |
| 50 | $1368.29 |
| 60 | $2079.25 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $753.57/mo. This plan is $979.10/mo at 40 — a difference of $225.53/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Sherman County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter from Sunflower Health Plan | $746.38 |
| Focused Silver | Ambetter from Sunflower Health Plan | $753.57 |
| Standard Silver + Vision + Adult Dental | Ambetter from Sunflower Health Plan | $771.22 |
| Focused Silver + Vision + Adult Dental | Ambetter from Sunflower Health Plan | $778.65 |
| BlueCare EPO Simple Silver HDHP | Blue Cross and Blue Shield of Kansas, Inc. | $942.44 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 18558KS0420003 in FIPS 20181.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Sherman County
Reviewed by Jason Burns, Editorial Steward.