Elite Gold — full price in Osage County, Kansas (2026)
Elite Gold (34368KS0110066), a gold plan from Ambetter from Sunflower Health Plan in Osage County, Kansas, costs $908.54/month full price for a 40-year-old in 2026 — $1929.39 at 60, with a $0 deductible and $6,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 34368KS0110066 · Issuer: Ambetter from Sunflower Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $710.91 |
| 27 | $745.03 |
| 30 | $806.88 |
| 40 | $908.54 |
| 50 | $1269.67 |
| 60 | $1929.39 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $6,500
- Family out-of-pocket max: $13,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $698.00/mo. This plan is $908.54/mo at 40 — a difference of $210.54/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Osage County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Classic Standard | Oscar Insurance Company | $608.26 |
| UHC Gold Standard (No Referrals) | UnitedHealthcare | $716.03 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | UnitedHealthcare | $741.41 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | UnitedHealthcare | $754.21 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) | UnitedHealthcare | $756.11 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 34368KS0110066 in FIPS 20139.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Osage County
Reviewed by Jason Burns, Editorial Steward.